Oro Valley · Marana · Vail · Tucson

Your rent is $2,200. Here's what owning looks like at the same number.

New-construction homes from $400K across Tucson, Oro Valley, Marana, and Vail. Bring your rent number — we'll run your actual payment math, free, no pressure.

3BR house · Tucson metro Zumper & Zillow Rentals, Sep 2026$1,750–$1,809/mo
Average rent · Oro Valley Zillow Rentals, Sep 23, 2026$2,500/mo
Own $400K new build (PITI*) 20% down · ~7.0% 30-yr · Freddie Mac PMMS, wk of 9/24/26~$2,495/mo
*Principal, interest, taxes, insurance. Estimates, not loan offers; your rate and payment will differ. Not a commitment to lend. Re-verified at publish.
Oro Valley specialist since 2019 Represents buyers at DR Horton, Lennar, Mattamy, Pulte, Richmond American & Fairfield Every number on this page carries its source and date

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New-construction home at dusk in the Tucson foothills

The math, with the dates attached.

A 3-bedroom house in the Tucson metro rents for $1,750–$1,809/moZumper (9/26/26) · Zillow Rentals (9/23/26)
In Oro Valley, the average rent is $2,500/moZillow Rentals, Sep 23, 2026
A $400K new build runs roughly ~$2,495/mo PITI20% down · ~7.0% 30-yr fixed · Freddie Mac PMMS, wk of 9/24/26

In Oro Valley, owning at $400K costs about what renters there already pay — and the payment builds your equity instead of your landlord's. Payment examples are estimates, not loan offers; your rate and payment will differ. Not a commitment to lend.

Year one vs. year six.

Rent year six: your $2,200, plus six years of increases. Own year six: the same principal-and-interest payment you started with — taxes and insurance shift, the loan does not. That gap is the whole argument, and it widens every renewal you don't sign.

Ten-year chart: your equity ~$267K versus rent paid ~$317K
Oro Valley specialist since 2019 Represents buyers at DR Horton, Lennar, Mattamy, Pulte, Richmond American, Fairfield Real data, real results — every number carries its source and date